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Hospital Indemnity Coverage

Extra protection for the costs your health plan may not cover.

Hospital indemnity insurance can provide fixed cash benefits for covered hospital events, helping you prepare for unexpected out-of-pocket expenses.

✓Fixed benefits for covered hospital events
✓Benefits paid according to policy terms
✓Plans and availability may vary by state
✓No-obligation information request
Check Your OptionsLearn About Coverage

Hospital indemnity insurance is supplemental insurance and is not a replacement for comprehensive health insurance.

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See What May Be Available

Share a few details and a licensed insurance professional may contact you to review available options.

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Simple ProcessEasy information request
Licensed ProfessionalsConnect with an insurance agent
Flexible BenefitsSubject to policy terms
No ObligationReview before deciding
Understand the basics

Hospital indemnity coverage, explained simply.

Hospital indemnity insurance is supplemental coverage designed to provide defined benefits when certain covered hospital events occur.

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Hospital Admission

Some plans provide a fixed benefit when a covered hospital admission occurs.

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Daily Hospital Stay

Eligible policies may provide a daily benefit for covered inpatient hospital stays.

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ICU Benefits

Some policies include additional benefits for covered intensive care unit stays.

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Healthcare professional reviewing information
SUPPLEMENTAL COVERAGE

Designed to work alongside your primary health insurance.

Hospital indemnity plans may help provide an additional financial cushion when a covered hospital event happens.

Fixedpolicy benefits
Flexiblebenefit use
Simpleplan review
Why consider it?

Help prepare for the expenses that can come with a hospital stay.

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Potential out-of-pocket supportMay help with eligible costs not fully covered by your primary plan.
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Defined policy benefitsBenefits are based on the covered events and amounts stated in the policy.
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Multiple plan designsAvailable features and benefit levels may differ by carrier and location.
How it works

Three simple steps to explore your options.

Share basic information

Complete the short form with your contact information and ZIP code.

Review available options

A licensed insurance professional may discuss plans that may be available in your area.

Decide what fits

Review benefits, limitations, exclusions and costs before making an enrollment decision.

Common questions

Hospital indemnity FAQs

No. Hospital indemnity insurance is supplemental insurance. It is not a substitute for comprehensive major medical coverage.
Coverage varies by policy. Some plans may include fixed benefits for covered hospital admissions, daily inpatient stays, ICU stays or other listed services.
Premiums vary based on the carrier, plan design, state, age and other eligibility factors. A licensed insurance professional can explain available options and costs.
EXPLORE YOUR OPTIONS

Ready to learn more?

Request information and review hospital indemnity options that may be available in your area.

Check Your Options