Learn about common types of benefits that may be included in hospital indemnity insurance. Actual coverage depends on the policy.
A fixed benefit may be payable for a covered inpatient admission.
Some policies provide a daily benefit for each eligible day of a covered hospital stay.
Some policies provide enhanced or separate benefits for covered ICU stays.
Certain policies may include benefits for covered emergency or ambulance services.
Depending on the plan, selected outpatient or diagnostic benefits may be included.
Benefit amounts, waiting periods, exclusions and limitations vary by policy and carrier.