:root{--navy:#10264a;--navy2:#0a1b35;--blue:#315fd2;--blue2:#244aa8;--sky:#eef5ff;--text:#27364c;--muted:#687991;--white:#fff;--bg:#f7f9fc;--border:#e1e7f0;--success:#2d8a56;--shadow:0 20px 60px rgba(24,48,84,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.agent-bar{background:var(--navy2);color:#dce6f6;font-size:12px;padding:7px 0;text-align:center;letter-spacing:.01em}.agent-bar span{margin:0 10px;color:#7890b6}.site-header{position:sticky;top:0;z-index:60;background:#fff;box-shadow:0 1px 0 var(--border)}.legal-row{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:11px;font-size:21px;font-weight:900;color:var(--navy);white-space:nowrap;letter-spacing:-.025em}.brand-mark{width:40px;height:40px;border-radius:11px;background:linear-gradient(135deg,#5d92d6,#3a74bd);display:grid;place-items:center;color:#fff;font-size:21px;box-shadow:0 8px 20px rgba(51,102,180,.24)}.brand small{display:block;margin-top:-4px;color:#78879b;font-size:9px;text-transform:uppercase;letter-spacing:.13em;font-weight:800}.legal-links{display:flex;align-items:center;justify-content:flex-end;gap:24px;font-size:13px;font-weight:700;color:#3a4759}.legal-links a{transition:.18s}.legal-links a:hover{color:var(--blue)}.legal-toggle{display:none;border:0;background:none;font-size:25px;color:var(--navy)}.primary-nav{background:#f7f9fc;border-top:1px solid var(--border)}.primary-wrap{min-height:54px;display:flex;align-items:center;justify-content:space-between;gap:24px}.nav-links{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:800;color:#31415a}.nav-links a:hover{color:var(--blue)}.nav-cta{padding:10px 17px!important;border-radius:9px!important}.mobile-toggle{display:none;border:0;background:none;color:var(--navy);font:700 14px Inter;cursor:pointer}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:13px 20px;font:800 14px Inter;cursor:pointer;transition:.2s}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;box-shadow:0 10px 24px rgba(49,95,210,.2)}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 14px 28px rgba(49,95,210,.28)}.btn-light{background:#fff;border:1px solid #d8e0eb;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(118deg,#f5f9ff 0%,#fff 48%,#edf5ff 100%);padding:64px 0 62px}.hero:before{content:"";position:absolute;right:-190px;top:-220px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(71,132,220,.17),rgba(71,132,220,0) 68%)}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .82fr;gap:66px;align-items:center}.eyebrow{display:inline-flex;align-items:center;border-radius:999px;padding:7px 12px;background:#e9f1ff;border:1px solid #d7e5ff;color:#315fc2;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.hero h1{max-width:700px;margin:17px 0 18px;color:var(--navy);font-size:clamp(43px,4.7vw,66px);line-height:1.03;letter-spacing:-.048em}.hero-lead{font-size:18px!important;line-height:1.65;color:var(--muted)!important;max-width:660px}.hero-points{display:grid;grid-template-columns:1fr 1fr;gap:13px 20px;margin:25px 0 29px}.point{display:flex;align-items:flex-start;gap:10px;font-size:13px;font-weight:750;color:#30415a}.check{flex:0 0 22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e8f5ec;color:var(--success);font-size:12px}.hero-actions{display:flex;gap:11px;flex-wrap:wrap}.microcopy{margin:13px 0 0!important;color:#7b8798!important;font-size:10.5px!important}.form-card{position:relative;background:#fff;border:1px solid #dfe7f2;border-radius:20px;padding:27px 28px;box-shadow:0 26px 70px rgba(26,55,91,.14)}.form-card:before{content:"";position:absolute;left:24px;right:24px;top:-1px;height:3px;background:linear-gradient(90deg,#315fd2,#6f9ee2);border-radius:0 0 3px 3px}.form-badge{font-size:10px;color:#5272a8;font-weight:900;text-transform:uppercase;letter-spacing:.08em;margin-bottom:7px}.form-card h2{margin:0 0 4px;color:var(--navy);font-size:27px;letter-spacing:-.025em}.form-card>p{margin:0 0 19px;color:var(--muted);font-size:13px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{display:flex;flex-direction:column;gap:5px}.field.full{grid-column:1/-1}.field label{font-size:11px;font-weight:900;color:var(--navy)}.field input,.field select,.field textarea{width:100%;border:1px solid #d7e0eb;border-radius:9px;padding:11px 12px;font:500 13px Inter;color:var(--text);background:#fff;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:#6a8fdc;box-shadow:0 0 0 3px rgba(49,95,210,.08)}.consent{font-size:9px;line-height:1.45;color:#8490a1;margin:11px 0}.consent a{color:#315fd2;text-decoration:underline}.form-card .btn{width:100%;padding:13px}.form-foot{text-align:center;margin-top:11px;font-size:9.5px;color:#7c8b9f}.trust-strip{background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{text-align:center;padding:18px 15px;border-right:1px solid var(--border)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;font-size:13px;color:var(--navy)}.trust-item span{font-size:10px;color:var(--muted)}
.section{padding:78px 0}.section.alt{background:var(--bg)}.section-head{text-align:center;max-width:790px;margin:0 auto 40px}.kicker{font-size:10px;font-weight:900;color:var(--blue);text-transform:uppercase;letter-spacing:.1em}.section-head h2{margin:6px 0 11px;font-size:clamp(32px,3.6vw,47px);line-height:1.12;letter-spacing:-.04em;color:var(--navy)}.section-head p{margin:0;font-size:16px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--border);background:#fff;border-radius:17px;padding:25px;box-shadow:0 10px 30px rgba(24,48,84,.05)}.feature-cards .card{transition:.2s}.feature-cards .card:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(24,48,84,.09)}.icon{width:48px;height:48px;border-radius:13px;background:#edf4ff;display:grid;place-items:center;font-size:22px;margin-bottom:17px}.card h3{margin:0 0 7px;font-size:18px;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:14px}.card>a{display:inline-block;margin-top:18px;color:var(--blue);font-size:12px;font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.visual{position:relative;overflow:hidden;min-height:410px;border-radius:24px;padding:34px;background:linear-gradient(145deg,#153363,#285cae);color:#fff;box-shadow:var(--shadow);display:flex;flex-direction:column;justify-content:center}.visual:after{content:"";position:absolute;right:-90px;top:-90px;width:290px;height:290px;border-radius:50%;border:55px solid rgba(255,255,255,.06)}.visual-tag{font-size:10px;font-weight:900;letter-spacing:.11em;color:#c9daf5}.visual h3{max-width:500px;margin:11px 0 13px;font-size:35px;line-height:1.12;letter-spacing:-.035em}.visual p{max-width:500px;color:#d5e0f0;font-size:14px}.visual-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:24px}.visual-metrics div{padding:13px;border:1px solid rgba(255,255,255,.16);border-radius:12px;background:rgba(255,255,255,.07)}.visual-metrics strong{display:block;font-size:15px}.visual-metrics span{font-size:9.5px;color:#cad8ec}.split-title{margin:14px 0 0;font-size:40px;line-height:1.15;letter-spacing:-.04em;color:var(--navy)}.list{display:grid;gap:18px;margin-top:27px}.list-item{display:flex;gap:13px;align-items:flex-start}.list-icon{flex:0 0 32px;height:32px;border-radius:9px;background:#eaf2ff;color:var(--blue);display:grid;place-items:center;font-weight:900;font-size:12px}.list-item strong{display:block;color:var(--navy);font-size:14px}.list-item span{display:block;color:var(--muted);font-size:12px;margin-top:2px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:step}.step{border:1px solid var(--border);background:#fff;border-radius:17px;padding:26px;box-shadow:0 9px 24px rgba(24,48,84,.04)}.step:before{counter-increment:step;content:"0" counter(step);display:inline-block;margin-bottom:18px;font-size:12px;font-weight:900;color:var(--blue);letter-spacing:.04em}.step h3{margin:0 0 7px;color:var(--navy);font-size:18px}.step p{margin:0;color:var(--muted);font-size:13px}.faq{max-width:900px;margin:auto}.faq-item{overflow:hidden;background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:10px}.faq-q{width:100%;border:0;background:#fff;padding:18px 20px;display:flex;align-items:center;justify-content:space-between;text-align:left;font:800 14px Inter;color:var(--navy);cursor:pointer}.faq-a{display:none;padding:0 20px 18px;color:var(--muted);font-size:13px}.faq-item.open .faq-a{display:block}.faq-item.open .faq-q span{transform:rotate(45deg)}.cta{display:flex;align-items:center;justify-content:space-between;gap:32px;border-radius:22px;padding:42px 46px;background:linear-gradient(135deg,var(--navy2),#17396b);color:#fff}.cta-kicker{font-size:9px;font-weight:900;letter-spacing:.12em;color:#8fb5ee}.cta h2{margin:5px 0 7px;font-size:34px}.cta p{margin:0;color:#c6d5e8;font-size:14px}.footer{margin-top:56px;padding:53px 0 22px;background:#07182e;color:#d5e1ee}.footer-grid{display:grid;grid-template-columns:1.25fr .65fr .8fr 1fr;gap:36px}.footer h4{margin:0 0 12px;color:#fff;font-size:14px}.footer a{display:block;margin:7px 0;color:#b9c9d9;font-size:12px}.footer p{color:#9fb3c8;font-size:12px}.footer-bottom{border-top:1px solid rgba(255,255,255,.09);margin-top:31px;padding-top:18px;color:#8199b0;font-size:10.5px}.page-hero{padding:64px 0;background:linear-gradient(180deg,#f0f5fc,#fff);text-align:center}.page-hero h1{margin:12px 0 8px;color:var(--navy);font-size:46px;line-height:1.1;letter-spacing:-.04em}.page-hero p{max-width:720px;margin:auto;color:var(--muted);font-size:15px}.content{max-width:880px;margin:auto}.content h2{margin-top:30px;color:var(--navy);font-size:24px}.content p,.content li{color:#586c83;font-size:14px}.content a{color:var(--blue);font-weight:700}.notice{margin:20px 0;padding:16px 18px;border:1px solid #d7e5f7;border-left:4px solid var(--blue);border-radius:10px;background:#f3f8ff;color:#4d6684}.partner-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.partner{border:1px solid var(--border);border-radius:14px;padding:20px;background:#fff;text-align:center;font-weight:800;color:var(--navy)}.optout-card{margin-bottom:30px}.alert{padding:12px 14px;border-radius:10px;margin-bottom:12px;font-size:13px}.alert.error{background:#fff1f1;color:#9b2525;border:1px solid #ffd4d4}.alert.success{background:#edf9f2;color:#16663d;border:1px solid #ccebd8}
@media(max-width:1050px){.legal-links{gap:15px;font-size:11px}.hero-grid{gap:38px}.hero h1{font-size:51px}.footer-grid{grid-template-columns:1.2fr .8fr 1fr}}
@media(max-width:900px){.legal-links{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:18px 20px;flex-direction:column;align-items:flex-start;gap:13px;box-shadow:0 16px 28px rgba(20,40,70,.08)}.legal-links.open{display:flex}.legal-toggle{display:block}.primary-wrap{min-height:50px}.nav-links{display:none;position:absolute;left:0;right:0;top:132px;background:#f8fafd;padding:18px 20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--border)}.nav-links.open{display:flex}.mobile-toggle{display:block}.nav-cta{margin-left:auto}.hero-grid,.split{grid-template-columns:1fr}.hero-grid{gap:42px}.hero-copy{max-width:720px}.hero h1{font-size:55px}.cards,.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.visual{min-height:360px}}
@media(max-width:620px){.container{width:min(100% - 26px,1180px)}.agent-bar{font-size:10px}.legal-row{min-height:70px}.brand{font-size:17px}.brand-mark{width:36px;height:36px}.brand small{font-size:8px}.legal-links{top:70px}.nav-links{top:120px}.nav-cta{font-size:11px!important;padding:9px 12px!important}.hero{padding:45px 0}.hero h1{font-size:40px}.hero-lead{font-size:15px!important}.hero-points,.form-grid,.cards,.steps,.trust-grid,.visual-metrics,.partner-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--border)}.form-card{padding:22px}.section{padding:58px 0}.section-head h2{font-size:34px}.split-title{font-size:34px}.visual{min-height:340px;padding:26px}.visual h3{font-size:30px}.cta{padding:30px;flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr}.page-hero h1{font-size:38px}.page-hero{padding:50px 0}}


/* v3 header polish */
.site-header{position:relative;top:auto;background:#fff;box-shadow:none;border-bottom:1px solid var(--border)}
.legal-row{min-height:88px;display:grid;grid-template-columns:auto 1fr;align-items:center;gap:36px}
.legal-links{display:flex;align-items:center;justify-content:flex-end;gap:clamp(14px,1.5vw,24px);font-size:12px;font-weight:650;color:#33445c;white-space:nowrap}
.legal-links a{padding:8px 0;position:relative}
.legal-links a:after{content:"";position:absolute;left:0;right:0;bottom:3px;height:2px;background:var(--blue);transform:scaleX(0);transform-origin:center;transition:transform .18s ease}
.legal-links a:hover:after{transform:scaleX(1)}
.legal-toggle{display:none!important}
.primary-nav{background:#fbfcfe;border-top:1px solid #eef2f7}
.primary-wrap{min-height:54px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-links{display:flex;align-items:center;gap:30px;font-size:13px;font-weight:800;color:#263b57}
.mobile-toggle{display:none!important}
@media(max-width:1120px){
  .legal-row{grid-template-columns:1fr;gap:8px;padding:18px 0 15px}
  .legal-links{justify-content:flex-start;flex-wrap:wrap;gap:4px 20px;white-space:normal}
  .legal-links a{padding:3px 0}
}
@media(max-width:760px){
  .legal-row{display:flex;min-height:72px;padding:0;gap:14px}
  .brand{font-size:17px}
  .legal-links{display:none;position:absolute;left:0;right:0;top:72px;z-index:90;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:18px 20px;flex-direction:column;align-items:flex-start;gap:10px;box-shadow:0 18px 40px rgba(20,40,70,.10)}
  .legal-links.open{display:flex}
  .legal-toggle{display:block!important;margin-left:auto;border:1px solid var(--border);background:#fff;border-radius:9px;width:40px;height:40px;font-size:20px;line-height:1;color:var(--navy);cursor:pointer}
  .primary-wrap{min-height:52px}
  .nav-links{display:none;position:absolute;left:0;right:0;top:124px;z-index:85;background:#fbfcfe;border-bottom:1px solid var(--border);padding:18px 20px;flex-direction:column;align-items:flex-start;gap:13px;box-shadow:0 18px 40px rgba(20,40,70,.08)}
  .nav-links.open{display:flex}
  .mobile-toggle{display:block!important;margin-left:0;border:0;background:transparent;color:var(--navy);font:800 13px Inter;cursor:pointer;order:-1}
  .nav-cta{margin-left:auto}
}


/* v4 premium visual upgrade */
:root{--gold:#d7ae63;--gold-soft:#f6ead1;--ice:#eaf4ff;--ink:#0d2141}
body{background:#fff;color:#22344f}
.premium-hero{position:relative;overflow:hidden;background:radial-gradient(circle at 77% 15%,rgba(98,166,244,.24),transparent 33%),linear-gradient(135deg,#f8fbff 0%,#edf5ff 48%,#f8fbff 100%);padding:64px 0 58px}
.hero-orb{position:absolute;border-radius:999px;filter:blur(3px);pointer-events:none}.hero-orb-one{width:310px;height:310px;background:rgba(71,128,218,.09);right:-90px;top:40px}.hero-orb-two{width:220px;height:220px;background:rgba(215,174,99,.10);left:-80px;bottom:-60px}
.premium-hero .hero-grid{position:relative;z-index:2;align-items:center;grid-template-columns:minmax(0,1.12fr) minmax(380px,.88fr)}
.hero-image-card{height:190px;border-radius:22px;overflow:hidden;position:relative;margin-bottom:25px;box-shadow:0 22px 55px rgba(31,70,120,.16);border:1px solid rgba(255,255,255,.82)}
.hero-image-card:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,29,60,.03),rgba(7,29,60,.35))}.hero-image-card img{width:100%;height:100%;object-fit:cover;object-position:center 42%}.image-float{position:absolute;z-index:2;right:18px;bottom:16px;background:rgba(255,255,255,.94);backdrop-filter:blur(9px);border-radius:14px;padding:10px 13px;display:flex;align-items:center;gap:10px;box-shadow:0 10px 30px rgba(0,0,0,.12)}.float-icon{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#eaf7ef;color:#278555;font-weight:900}.image-float strong,.image-float small{display:block}.image-float strong{font-size:11px;color:var(--navy)}.image-float small{font-size:9px;color:#73839a}
.premium-eyebrow{background:linear-gradient(90deg,#e7f0ff,#f6ead1);border:1px solid #dbe7f6;color:#244fa8}.premium-hero h1{color:#10264a;text-shadow:0 1px 0 rgba(255,255,255,.7)}
.premium-btn,.premium-submit{background:linear-gradient(135deg,#4074dd 0%,#244caa 100%)!important;box-shadow:0 12px 25px rgba(45,88,190,.25)!important;border:0!important}.premium-btn:hover,.premium-submit:hover{transform:translateY(-1px);box-shadow:0 16px 32px rgba(45,88,190,.32)!important}
.premium-form{position:relative;border:1px solid rgba(178,198,226,.72);box-shadow:0 30px 80px rgba(24,55,99,.18);border-radius:24px;background:rgba(255,255,255,.97);padding:30px}.form-topline{height:4px;border-radius:999px;background:linear-gradient(90deg,#3d6fd7,var(--gold));position:absolute;top:0;left:18px;right:18px}.premium-form h2{font-size:28px;letter-spacing:-.035em}.premium-form>p{font-size:13px;line-height:1.55}.form-badge{display:inline-flex;align-items:center;gap:6px;color:#315a9d;background:#eef5ff;border:1px solid #dce9fb;border-radius:999px;padding:5px 9px;font-size:9px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}.premium-form .field label{font-size:10px;font-weight:800;color:#172d4f}.optional{font-weight:600;color:#7f8ea3}.premium-form input,.premium-form select{border:1px solid #d8e1ed;background:#fbfdff;transition:.2s;box-shadow:inset 0 1px 2px rgba(15,40,75,.02)}.premium-form input:focus,.premium-form select:focus{outline:none;border-color:#6e96e5;box-shadow:0 0 0 4px rgba(73,122,219,.11);background:#fff}
.consent-box{margin:16px 0 15px;padding:14px 14px 14px 13px;border-radius:14px;background:#f8fafd;border:1px solid #e2e8f1;display:grid;grid-template-columns:22px 1fr;gap:11px;align-items:start;cursor:pointer}.consent-box input{width:20px;height:20px;margin:2px 0 0;accent-color:#315fd2}.consent-box span{font-size:10.3px;line-height:1.48;color:#455a76}.consent-box strong{color:#142b4b}.consent-box a{color:#2459c4;text-decoration:underline;font-weight:700}.premium-submit{width:100%;min-height:48px;font-size:13px;border-radius:12px}.premium-submit span{margin-left:6px}.form-foot{margin-top:10px;display:flex;justify-content:center;gap:5px;color:#667a94;font-size:9.5px}
.trust-strip{background:#fff;box-shadow:0 14px 40px rgba(34,61,95,.04)}.trust-item strong{color:#112a4e}.trust-item:before{content:"";display:block;width:34px;height:3px;border-radius:5px;background:linear-gradient(90deg,#4c78d9,var(--gold));margin:0 auto 11px}
.section-head .kicker,.cta-kicker{color:#315fd2}.card{border-color:#e1e8f1;box-shadow:0 13px 35px rgba(26,58,97,.07);transition:.22s}.card:hover{transform:translateY(-4px);box-shadow:0 20px 48px rgba(26,58,97,.12)}.card .icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(145deg,#edf5ff,#f8edda);font-size:23px}.premium-alt{background:linear-gradient(180deg,#f5f9fe,#eef5fc)}
.photo-visual{padding:0;overflow:hidden;position:relative;min-height:470px;border-radius:24px;box-shadow:0 24px 60px rgba(24,55,99,.16)}.photo-visual>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}.photo-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(9,28,55,.05) 10%,rgba(8,28,58,.88) 85%)}.photo-overlay{position:absolute;z-index:2;left:0;right:0;bottom:0;padding:34px;color:#fff}.photo-overlay h3{color:#fff;margin:9px 0 7px}.photo-overlay p{color:#d8e4f3}.photo-overlay .visual-metrics{border-color:rgba(255,255,255,.16)}.photo-overlay .visual-metrics span{color:#bed0e5}.visual-tag{background:rgba(255,255,255,.15);color:#fff;border:1px solid rgba(255,255,255,.18)}
.list-icon{background:linear-gradient(145deg,#315fd2,#244aa8);color:#fff;box-shadow:0 8px 18px rgba(48,91,190,.18)}.steps .step{border-top:3px solid #315fd2;box-shadow:0 13px 36px rgba(24,55,99,.06)}.cta{background:radial-gradient(circle at 80% 20%,rgba(215,174,99,.25),transparent 27%),linear-gradient(135deg,#091c39,#173f78)}
.footer{background:linear-gradient(180deg,#07182e,#061426)}
@media(max-width:900px){.premium-hero .hero-grid{grid-template-columns:1fr}.hero-image-card{height:220px}.premium-form{max-width:680px}.photo-visual{min-height:430px}}
@media(max-width:620px){.premium-hero{padding-top:34px}.hero-image-card{height:180px;border-radius:18px}.image-float{right:10px;bottom:10px}.premium-form{padding:22px 18px}.consent-box{padding:12px}.consent-box span{font-size:10px}.photo-visual{min-height:390px}.photo-overlay{padding:24px}}


/* ===== v5 Premium Typography Refresh ===== */
:root{--font-premium:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif}
html{font-size:16px}
body{font-family:var(--font-premium);font-size:16px;line-height:1.68;letter-spacing:-.006em;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
button,input,select,textarea{font-family:var(--font-premium)}

/* Brand & navigation */
.brand{font-family:var(--font-premium);font-size:20px;font-weight:800;letter-spacing:-.045em}
.brand small{font-size:8px;letter-spacing:.14em;font-weight:700}
.legal-links{font-size:12px;font-weight:600;letter-spacing:-.01em}
.nav-links{font-size:12.5px;font-weight:700;letter-spacing:-.015em}
.mobile-toggle{font-family:var(--font-premium)!important}
.btn{font-family:var(--font-premium);font-size:13px;font-weight:700;letter-spacing:-.015em}
.agent-bar{font-size:11px;font-weight:500;letter-spacing:.005em}

/* Hero typography */
.eyebrow,.kicker,.form-badge,.visual-tag,.cta-kicker{font-family:var(--font-premium);font-weight:800;letter-spacing:.11em}
.hero h1{font-family:var(--font-premium);font-size:clamp(45px,4.45vw,64px);line-height:1.075;font-weight:750;letter-spacing:-.055em}
.hero-lead{font-size:17px!important;line-height:1.72;font-weight:450;letter-spacing:-.015em}
.point{font-size:12.5px;font-weight:650;line-height:1.5}
.microcopy{font-size:10px!important;line-height:1.55}

/* Quote form */
.premium-form h2,.form-card h2{font-family:var(--font-premium);font-size:27px;font-weight:750;line-height:1.2;letter-spacing:-.04em}
.premium-form>p,.form-card>p{font-size:12.5px;line-height:1.65}
.premium-form .field label,.field label{font-size:10.5px;font-weight:700;letter-spacing:-.005em}
.field input,.field select,.field textarea{font-family:var(--font-premium);font-size:13px;font-weight:500;line-height:1.4}
.consent-box span{font-size:10.5px;line-height:1.62;font-weight:450;letter-spacing:-.008em}
.consent-box strong{font-weight:700}
.premium-submit{font-size:13px;font-weight:750}
.form-foot{font-size:9.5px;line-height:1.5}

/* Content hierarchy */
.section-head h2{font-family:var(--font-premium);font-size:clamp(31px,3.2vw,44px);line-height:1.17;font-weight:750;letter-spacing:-.05em}
.section-head p{font-size:15px;line-height:1.75;font-weight:450}
.card h3,.step h3{font-family:var(--font-premium);font-size:17px;font-weight:700;letter-spacing:-.025em}
.card p,.step p{font-size:13px;line-height:1.72}
.split-title{font-family:var(--font-premium);font-size:38px;line-height:1.18;font-weight:750;letter-spacing:-.05em}
.list-item strong{font-size:13.5px;font-weight:700;letter-spacing:-.015em}
.list-item span{font-size:12px;line-height:1.6}
.visual h3{font-family:var(--font-premium);font-size:34px;font-weight:700;letter-spacing:-.045em}
.visual p{font-size:13.5px;line-height:1.7}
.trust-item strong{font-size:12.5px;font-weight:700;letter-spacing:-.015em}
.trust-item span{font-size:9.5px;line-height:1.5}
.faq-q{font-family:var(--font-premium);font-size:13.5px;font-weight:700}
.faq-a{font-size:12.5px;line-height:1.7}
.cta h2{font-family:var(--font-premium);font-size:32px;font-weight:750;letter-spacing:-.045em}
.cta p{font-size:13.5px;line-height:1.7}

/* Inner pages */
.page-hero h1{font-family:var(--font-premium);font-size:44px;font-weight:750;letter-spacing:-.05em}
.page-hero p{font-size:15px;line-height:1.75}
.content h2,.content h3{font-family:var(--font-premium);font-weight:700;letter-spacing:-.035em}
.content p,.content li{font-size:14px;line-height:1.8}

/* Footer */
.footer h4{font-size:13px;font-weight:700;letter-spacing:-.01em}
.footer a,.footer p{font-size:11.5px;line-height:1.65}
.footer-bottom{font-size:10px;line-height:1.65}

@media(max-width:900px){
  .hero h1{font-size:50px}
  .legal-links{font-size:12px}
}
@media(max-width:620px){
  html{font-size:15px}
  .brand{font-size:16px}
  .hero h1{font-size:38px;line-height:1.08}
  .hero-lead{font-size:14.5px!important}
  .section-head h2{font-size:31px}
  .split-title{font-size:31px}
  .page-hero h1{font-size:35px}
  .premium-form h2,.form-card h2{font-size:24px}
  .consent-box span{font-size:10px;line-height:1.58}
}